Online Statement Disclosure

By accepting the Online Statement Disclosure, you opt and agree to receive your periodic account statements online through BankFirst Financial Services' online banking service as an alternative to receiving mailed paper statements. As a BankFirst online banking user, you have the ability to access your BankFirst account statements online. You acknowledge and agree that by choosing the online account statement option, you will not receive mailed paper statements. You understand that by accepting this disclosure you are agreeing to receive any checking or savings account statements that you have access to via online banking as an Online Statement.

You understand that an email reminder will be sent to you when your statement is available for viewing, and that it is your responsibility to provide your current accurate email address. Email addresses can be updated through BankFirst's online banking products.

It is your responsibility to provide and maintain the proper equipment and software that will enable you to retrieve, display, print, and store these statements for your records. The minimum hardware and software requirements are as follows: 1 GHZ processor or greater, Windows XP or greater, Internet Explorer 7 or greater, Adobe Acrobat software, high speed internet connection. You understand that your statements will be provided as image documents (.pdf requiring Adobe Acrobat software).

You understand that online periodic statements will include the periodic account and transaction activity for your deposit and electronic funds transfer services and periodic notice of billing error rights. You agree that it is your responsibility to examine each statement of account and report any irregularities or disputes to BankFirst as stated in the depository account agreement, terms, and disclosures.

You may withdraw your consent to receive online statements by contacting BankFirst in person by visiting any BankFirst branch or mailing your request to Online Statements, P.O. Box 31, Macon, MS 39341. There are no fees for withdrawing your consent for online statements; however, there may be account restrictions. Furthermore, you may request BankFirst to provide a printed statement copy by contacting BankFirst and paying the current fee for each copy requested.

You acknowledge and agree that if BankFirst in its judgment believes that the provision of your statements electronically is no longer viable, or if that any such provision or transmission may give rise to security or operational concerns, BankFirst may in its sole discretion cease providing your electronic online statements, and resume providing you with mailed paper statements.

You understand that you will be able to retrieve your online statements electronically with a BankFirst online banking Password of your choice. You acknowledge that if you disclose your Password to anyone else or if your Password is lost or stolen, third parties may be able to access your online statements. You agree that BankFirst will not be liable for any loss caused by the authorized and unauthorized use of your Password by any third party to access your statements. You agree to keep your Password in a place of safekeeping, and you agree that the security of your Password will be your responsibility at all times. You agree to the security methods and techniques used by BankFirst and BankFirst's service providers.

By accepting the Online Statement Disclosure, you acknowledge and agree that you have read and understand the agreements set forth in this disclosure, and that the joint owners of this account hereby agree with each other to accept the terms and conditions of this consent.