Reward Checking
At BankFirst, we're redefining banking. That means coming up with new ways to manage your accounts while making the most of your money at the same time.
This high interest checking account offers you 2.00% APY* on your money without limiting access. Write checks, manage your accounts online, or get cash from any ATM—we refund fees**, no matter whose ATM you use, not just around Mississippi, but anywhere in the country.
A great interest rate, easy access to funds, and lots of other great benefits. It all adds up to a great checking account…and a better way to bank!
- Summary
- 2.00% Annual Percentage Yield paid on balances up to $50,000
- 0.50% APY* paid on portions of balances over $50,000
- 0.10% APY* if qualifications are not met
- ATM fee refunds nationwide** (up to $25 per month)
- Minimum to open account is $250
- No monthly service fees
- Unlimited account transactions
- Free BankFirst Debit Card
- Free online banking with bill pay and FinanceWorks
- Free Text and Mobile Banking
- 24-hour telephone banking
- Free monthly online statements
- Overdraft options available
- Direct deposit available
- No NSF fee charged if overdrawn balance $30 or less
- FDIC insured up to $250,000
Qualifications:
To earn the reward rate and ATM fee refunds each monthly qualification cycle, simply do the following:
- Have at least 10 debit card purchases post and clear (excluding ATM transactions)
- Have at least one direct deposit or ACH auto debit† post and clear
- Receive online statements
If for some reason you don't qualify one cycle, don't worry--you still get a checking account with no service fees and earn our base rate of interest. And you can get the rewards back the very next qualification cycle!
*Annual Percentage Yield (APY accurate as of 9/22/10). Rate tiers are as follows: 2.00% APY applies to balances of $.01 - $49,999.99 and 0.50% APY applies to balances of $50,0000 and over if qualifications are met during the monthly qualification cycle. 0.10% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.00% APY to 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post to an account. ATM withdrawals and Intra‐bank transfers do not count as qualifying transactions. **ATM Fee reimbursements up to $25 provided only if qualifications are met within the monthly qualification cycle.
†Direct Deposits include payroll, Social Security, and other government benefits, and tax refunds. ACH payments include direct payment of consumer bills such as mortgages, loans, utility bills, and insurance premiums; E-checks, E-commerce payments; Federal, state and local tax payments. The transaction must be deducted from your balance during your monthly qualification cycle.
