Free Kasasa Cash Checking
Kasasa Cash® is a free checking account that pays you really high interest in cash every month. There's no minimum balance to earn rewards, no monthly service charge and you get nationwide ATM withdrawal fee refunds.*
But most importantly, you get paid cash. No short-term offers and no hidden fees. After all, it's your money so you should benefit the most from it.
- Free checking that pays high interest
- 2.02% APY* on balances up to $10,000.99
- 0.34% to 0.15% APY on balances over $10,001 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
- Link to Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free telephone banking
- Free MasterCard® debit card
- Unlimited check writing
- Direct deposit available
- $100 minimum deposit to open
It's Easy to Earn Your Rewards!
It's so easy to qualify, you're probably already doing it! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least one direct deposit or ACH payment transaction post and settle
- Have at least 18 debit card purchases post and settle
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month!
*APY=Annual Percentage Yield. APYs accurate as of 02/08/2018. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000.99 receive APY of 2.02%; and (3) portion of balance over $10,000.99 will earn 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher. ATM transactions and transfers between accounts do not count as qualifying transactions. Direct Deposits include payroll, Social Security, and other government benefits, and tax refunds. Limit one account per Social Security Number (SSN).