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Kasasa Cash with PERKS Overview



  • Checking that pays interest
  • 1.25% APY* on balances up to $10,000.99
  • 1.25% to 0.15% APY on balances over $10,001 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
  • Money Savings Discounts
  • Protection Benefits
  • Online or Paper Statement
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free telephone banking
  • Free MasterCard® debit card
  • Unlimited check writing
  • Direct deposit available
  • $100 minimum deposit to open
  • $0.01 minimum balance to earn rewards
  • $6 monthly service fee

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PERKS Details

Kasasa Cash Qualifications

Earning the Kasasa Cash rewards is so easy that you’re probably already doing the following every monthly qualification cycle:

  • Have at least 18 debit card purchases post and settle
  • Have at least one monthly direct deposit, automatic payment (ACH), or bill payment post and settle.

*APY=Annual Percentage Yield. APYs accurate as of 05/01/2020. Rates may change after account is opened. Fees may reduce earnings. Minimum to open is $100 for Kasasa Cash and $100 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000.99 receive APY of 1.25%; and (3) portion of balance over $10,000.99 will earn a range from 1.25% to 0.15% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher. ATM transactions and transfers between accounts do not count as qualifying transactions. Direct Deposits include payroll, Social Security, and other government benefits, and tax refunds. Limit one account per Social Security Number (SSN).

**(1) Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. (2) Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK