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Kasasa Tunes® with PERKS powered by BaZing is a checking account that loves digital downloads as much as you do. Every month, you get download purchase refunds* just by meeting some simple qualifications.

Use your purchase refunds to check out a new band, stream your favorite TV shows, satisfy your online shopping obsession, or whatever else you can't live without. We'll boost your entertainment budget even more with refunds on ATM withdrawal fees, nationwide!*

Designed to save you money—not just on your banking—but on other things you need in life.

  • Checking that pays you to shop online
  • Earn $4.95 in refunds for iTunes® or Amazon® purchases every month*
  • Get $9.90 in refunds for iTunes or Amazon purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)*
  • No minimum balance to earn rewards
  • Free online banking & bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free telephone banking
  • Free MasterCard® debit card
  • Unlimited check writing
  • Direct deposit available
  • $100 minimum deposit to open
  • $6 monthly service fee

Plus PERKS powered by BaZing

PERKS brings you more than 400,000 coupons and special deals from local and national shops and restaurants, nationwide travel, hotel, recreation, and savings on entertainment, prescriptions, vision, hearing aids, and more.

Kasasa Tunes with Perks is designed to save you money — not just on your banking - but on other things you need in life.  You'll get -

Money - saving discounts that include:

  • More than 400,000 coupons and special deals from local and national shops and restaurants
  • Nationwide travel, hotel, recreation and entertainment
  • Prescriptions, vision and hearing aids

Plus, protection benefits, including: 

  • Cell phone protection
  • $2,500 personal identity theft benefit 1,2 and identity restoration
  • $10,000 travel accidental death insurance 2
  • Payment card fraud resolution
  • Roadside assistance up to $80 in monthly service charges
  • Nationwide travel, hotel, recreation and entertainment
  • Prescriptions, vision and hearing aids

View BaZing Benefits Supplemental Guide for BankFirstAnywhere-Banking-Tools@2x


It's Easy to Earn Your Rewards!

It's so easy to qualify, you're probably already doing it! To earn your rewards, just make sure you have at least 18 debit card purchases post and settle in your Kasasa Tunes account during each Monthly Qualification Cycle. That's all there is to it. Even if you don't meet your qualifications during the cycle, your Kasasa Tunes account is still free. And you can get right back to earning your rewards the very next month!

Comparison Chart

Below are some of the "perks" that come with BankFirst PERKS checking accounts. Please visit our PERKS page to learn more about the benefits that come with BankFirst PERKS accounts.

Cell Phone Protection

Cell Phone Protection1,2

Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).




Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

BaZing Fuel

BaZing Fuel4

Earn 10¢/gallon for up to 20 gallons each month with just 15 debit card swipes.


Roadside Assistance

Roadside Assistance

Available 24/7 and free to use, covers up to $80 in covered
service charges.

Identity Theft Aid

ID Theft Aid1,2

Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity and cancel payment cards.

Personal Identity Theft Benefit: Receive $2,500 reimbursement for your covered expenses incurred to restore your identity.


Buyer Protection and Extended Warranty

Buyer’s Protection and Extended Warranty1,2

Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your BaZing (PERKS) checking account.


Accidental Death Coverage

$10,000 Travel Accidental Death Coverage2

Peace of mind for the unexpected. 



Shop Local Save Loca

Shop local, Save Local with BaZing Savings*

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

Health Savings Card

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.




Checking Navigator Tool

Better understand how checking accounts work, how to better manage a checking account and how to avoid overdraft fees.
Launch Checking Navigator


1 Subject to the terms and conditions detailed in the Guide to Benefits.  2 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.  3 Billshark requires additional activation to begin.  4 You’ll receive a one-time activation reward of 10¢ per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of 10¢ per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count toward the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count toward a bonus reward of 10¢ per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You’ll continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice. NOTE: Kasasa Cash is a registered trademark of Kasasa, Ltd. Registered in the U.S.A. Kasasa Tunes is a registered trademark of Kasasa, Ltd. Registered in the U.S.A., iTunes is a registered trademark of Apple Inc., is a registered trademark of, Inc., and Google Play is a registered trademark of Google, Inc. Apple Inc.,, Inc., and Google, Inc. are not participants or sponsors of this program.

*The minimum to open account is $100. You will be refunded up to $9.90 for iTunes® and/or® purchases that post to and settle to the account during the first 45 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $4.95 in refunds of iTunes and/or purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Kasasa Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $15 if qualifications are met within monthly qualification cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher. ATM-processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. Limit one account per Social Security Number (SSN). iTunes is a registered trademark of Apple, Inc. and is a registered trademark of Amazon Inc. Apple Inc. and Amazon Inc. are not participants in or sponsors of this program.

**(1)Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. (2)Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK