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Mechanics Bank has agreed to merge with BankFirst!

BankFirst is pleased welcome the Mechanics Bank customers and staff to our team. Below are some helpful resources to keep you informed throughout the merger process. We will update this page over the next several months as information becomes available.


Letter to Mechanics Customers

Official Press Release



Who is BankFirst Financial Services?

BankFirst offers a full range of financial solutions, including commercial loans, consumer banking, mortgage loans, and treasury management services. BankFirst—chartered in 1888 in Macon, Mississippi, and now headquartered in Columbus, Mississippi—is a $2.3 billion financial institution that is locally owned, controlled and operated with 42 locations across Coldwater, Columbus, Flowood, Hattiesburg, Hernando, Independence, Jackson, Macon, Madison, Newton, Oxford, Senatobia, Southaven, Starkville, and West Point, Mississippi; and Addison, Aliceville, Arley, Bear Creek, Carrollton, Curry, Double Springs, Fayette, Gordo, Haleyville, Northport, and Tuscaloosa, Alabama. BankFirst also operates loan production offices in Biloxi, Brookhaven, Oxford, and Tupelo, Mississippi, and Birmingham, Alabama. Learn more at


Why did Mechanics Bank choose BankFirst?

With BankFirst, we found a partner that is like us and will continue to focus on our local communities with exceptional products and services. Our Mechanics Bank team of local professionals will continue to be here to serve you before, during, and after the transition. We will update you along the way with the specific dates of the transition and when the Mechanics Bank offices will convert to BankFirst.


Is there anything I need to do today?

No. There is no change required. Your accounts and services will continue to work as they do today. Please continue to access your accounts as you normally do and continue contacting your local Mechanics Bank branch for any of your banking questions or needs.


When will my accounts transition to BankFirst?

All deposits, loans and other products services will transition to BankFirst at the time of conversion which is tentatively scheduled for the third quarter of 2023. Please continue to use your Mechanics Bank accounts as usual—there is nothing you need to do.


Will my Mechanics Bank debit card continue to work?

Yes. Your debit card will continue to work as it does today. There is no need to order a new debit card. At the appropriate time, you will receive a BankFirst debit card to replace your current Mechanics Bank debit card. With the conversion tentatively scheduled for the third quarter of 2023, we will notify you well in advance of the card being sent.


Will my Mechanics Bank checks continue to work?

Yes. Your checks will continue to work. At the appropriate time after the conversion in the third quarter of 2023, your checks will change to the BankFirst logo when an order is placed and will include updated account information.


Will my online and mobile banking change?

Your online and mobile banking services will not change for the time being, and you will continue to access your Mechanics Bank online banking at Sometime during the third quarter of 2023, you will receive information regarding the transition to BankFirst’s online and mobile banking platforms. We anticipate this to be a seamless transition.


Where do I send my loan payments?

Continue to send your loan payments to Mechanics Bank as you have always. We will notify you later, during the third quarter of 2023, when and if any payment information changes. The existing terms of your loan will remain the same and will require no action from you.