(Must have Privilege Pay and a debit card)
How it Works: Applies to consumer accounts only. Privilege Plus is an enhancement to Privilege Pay that requires opting in by account holder. All of the services and limits of Privilege Pay apply, plus BankFirst will generally strive to authorize and pay everyday debit card transaction and ATM withdrawals if you opt in for Privilege Plus.
- One-Time non-recurring debit card transactions
- ATM transactions
What it Costs: BankFirst’s normal Overdraft and NSF Fees of $36 per item, per presentment, will apply depending on whether the item is covered as an overdraft or returned unpaid. Fees charged for covering overdrafts, as well as the amount of the overdraft item, will be subtracted from any overdraft limit disclosed. Consumer accounts have a limit of six total Overdraft and NSF Fees per business day ($216 total daily Overdraft and NSF Fees).
How to Get it: This feature is only available on your account if you have Privilege Pay and you opt in for Privilege Plus. You can opt in or opt out at any time using one of the methods listed in the "Manage My Privilege Plus Options" below:
How can I Manage My Privilege Plus Options? Privilege Plus is an enhancement to Privilege Pay. With Privilege Plus, ATM and one-time everyday debit card transactions may be covered if you have Privilege Pay and opt-in for Privilege Plus. You can opt in or opt out of Privilege Plus anytime by (1) calling FirstConnection at 866-726-2006 (Option 6 to ‘Change Overdraft Options’); (2) visiting any BankFirst location; (3) contacting us directly at 877-441-2784, between the hours of 8:00 AM - 5:00 PM, Monday thru Friday; or (4) signing into your online account at bankfirstfs.com and selecting “Secured Forms.” Please note this request could take up to 24 hours. A consumer customer who does not affirmatively consent (opts-out) to Privilege Plus for overdraft protection for the payment of ATM and/or one-time everyday debit card transactions, agrees to not overdraw their account for ATM and one-time everyday debit card transactions ($0 debit card overdraft limit).