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BankFirst PERKS

BankFirst PERKS checking accounts save you money, whether it's Cash Back Checking + PERKS—our flagship checking account that pays you cash back each month depending on how many times you swipe your debit card—or Interest Checking + PERKS which earns interest and saves you money on the things you're already paying for.
For enhanced benefits, check out BankFirst VIP PERKS.

Money-Saving Benefits

Below are some money-saving perks that come with our PERKS checking accounts.
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Cell Phone Protection

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Roadside Assistance

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Buyer’s Protection and Extended Warranty

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Travel Accidental Death Coverage

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Local Savings with BaZing

Log In to Save

Existing PERKS customers can bookmark and log in here or use the mobile app.


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Download the App

Once you have a BankFirst PERKS checking account, you can download the BankFirst PERKS mobile app to take advantage of the benefits offered through BaZing.

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 PERKS Bazing Icon  
Select any of the benefits below to see more. For the full benefits, view our PERKS Benefits Reference Guide.
Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).1,2
Earn 10¢/gallon for up to 20 gallons each month with just 15 debit card swipes.4
Available 24/7 and free to use, covers up to $80 in covered service charges per occurrence.5
Let our team of experts negotiate your internet, cell phone, cable, satellite, home security, and more. Or let us find recurring subscriptions you no longer need and help with cancellation. BaZing members receive preferred pricing for Billshark negotiation services, which will be reflected in the cart at sign-up. Savings are guaranteed or the service is free.3

Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity and cancel payment cards.

Personal Identity Theft Benefit: Receive $2,500 reimbursement for your covered expenses incurred to restore your identity.1,2

Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your BaZing (PERKS) checking account.2
Peace of mind for the unexpected.2
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.6
This benefit offers discounts and preferred pricing for prescriptions, eye care and hearing services at participating providers. A list of participating providers is available online at The discounts cannot be combined with your primary insurance. However, you may choose the coverage that provides the best benefit to you. Health savings benefits are not insurance.

Business Owner?

If you're a business owner or representative who wants to become a part of the BaZing Network to offer discounts to PERKS (BaZing) customers in your market you can simply register here to get started.


Want even more? Try our VIP PERKS account options.


The information in this benefits reference is designed to assist eligible account holders. If there is any conflict between the information in this document and the full terms and conditions outlined in the applicable Benefits Reference Guide or on the website, the full terms and conditions will control in all respects.

1 Cell phone protection and personal identity theft benefits are subject to additional terms and conditions detailed in the Guide to Benefits. Maximum of $800 per year.


3 Credit monitoring and Billshark require additional activation to begin.

4 You’ll receive a one-time activation reward of 10¢ per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of 10¢ per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count toward the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count toward a bonus reward of 10¢ per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You’ll continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by BankFirst, each of which may be lower. To activate, you will need to have online banking with BankFirst. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

5 Roadside Assistance covered service charges include: Towing assistance; Battery service; Flat tire assistance; Fuel, oil, fluid and water delivery service; Lock-out assistance; Collision assistance; and Extrication assistance.

6 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.