ACCOUNT |
TIER |
RATE |
APY |
|---|---|---|---|
|
Interest Checking1 |
$0.00 - $15,000.99 |
1.24% |
1.25% |
|
$15,001.00 and UP |
0.150% |
0.150% |
|
|
Without Qualifiers |
0.010% |
0.010% |
|
|
Interest Checking |
$0.00 - $15,000.99 |
1.24% |
1.25% |
| $15,001.00 and UP |
0.150% |
0.150% |
|
| Without Qualifiers |
0.010% |
0.010% |
|
|
|
|
||
|
VIP Interest Checking + PERK$1 |
$0.00 - $15,000.99 |
1.24% |
1.25% |
| $15,001.00 and UP |
0.150% |
0.150% |
|
| Without Qualifiers |
0.010% |
0.010% |
|
|
FIRSTSavings |
$0.00 - $299.99 |
0.00% |
0.00% |
|
$300.00 - $24,999.99 |
0.050% |
0.050% |
|
|
$25,000.00 - $49,999.99 |
0.050% |
0.050% |
|
|
$50,000.00 - $99,999.99 |
0.100% |
0.100% |
|
|
$100,000.00 & UP |
0.100% |
0.100% |
|
|
|
|
|
|
|
Personal Money Market |
$0.00 - $4,999.99 |
0.00% |
0.00% |
|
$5,000.00 - $24,999.99 |
0.050% |
0.050% |
|
|
$25,000.00 - $99,999.99 |
0.100% |
0.100% |
|
|
$100,000.00 & UP |
0.150% |
0.150% |
(1) Interest Checking Rewards Requirements: Earn up to 1.25% APY. Simply meet the following requirements each month to earn above the minimum APY rate:
(a) Have at least 20 POS (Point of Sale) debit card transactions that are $5.00 or greater post and clear per monthly qualification cycle (excluding ATM transactions).
(b) Have at least a cumulative total of $500.00 in Direct Deposit(s) or have at least a cumulative total of $500.00 in Automatic Payment(s) post and clear per monthly qualification cycle.
*All rates are accurate as of 07/27/2026. At our discretion, we may change the interest rate on your account.