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Discover the money-saving benefits of a BankFirst PERKS Checking Account.

BankFirst PERKS checking accounts save you money, whether it's Cash Back Checking + PERKS—our flagship checking account that pays you cash back each month depending on how many times you swipe your debit card—or Interest Checking + PERKS which earns interest and saves you money on the things you're already paying for. Below are some money-saving perks that come with our PERKS checking accounts.

Please review our Benefits Guide for detailed information.

Cell Phone Protection

Cell Phone Protection1,2

Pay your cell phone bill with your BaZing checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $400 per claim (maximum of $800 per year).




Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.

BaZing Fuel

BaZing Fuel4

Earn at least 10¢/gallon for up to 20 gallons with just 15 debit card swipes each month. Learn how to activate BaZing Fuel. 


Roadside Assistance

Roadside Assistance5

Available 24/7 and free to use, covers up to $80 in covered service charges.

Identity Theft Aid

ID Theft Aid1,2

Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity and cancel payment cards.

Personal Identity Theft Benefit: Receive $2,500 reimbursement for your covered expenses incurred to restore your identity.


Buyer Protection and Extended Warranty

Buyer’s Protection and Extended Warranty2

Your newly purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days of purchase, when purchased using your BaZing (PERKS) checking account.


Accidental Death Coverage

$10,000 Travel Accidental Death Coverage2

Peace of mind for the unexpected. 



Shop Local Save Loca

Shop local, Save Local with BaZing Savings6

Local discounts and national retailer deals to save you money on shopping, dining, travel & more.

Health Savings Card

Health Savings Card

Save money on prescriptions, eye exams, frames, lenses and hearing services.




Log In to Save

Existing PERKS customers can bookmark and log in here or use the mobile app.


  BankFirst PERKS App Icon  

Download the App

Once you have a BankFirst PERKS checking account, you can download the BankFirst PERKS mobile app to take advantage of the benefits offered through BaZing.

Apple App Store  |  Google Play Store


Business Owner?

If you're a business owner or representative who wants to become a part of the BaZing Network to offer discounts to PERKS (BaZing) customers in your market you can simply register here to get started.


Benefit Reference Guide

Below is a short-form reference for the benefits that come with PERKS accounts. You may view the complete BaZing Benefit Supplemental Guide for additinal details.

Cell Phone Protection1,2

This insurance is to reimburse the enrolled account holder for damage to or theft of eligible Cellular Wireless Telephones. The enrolled checking account holder will receive a monetary reimbursement subject to the terms and conditions outlined in the Cellular Telephone Protection Guide to Benefits.

Overview of Coverage Information

  1. Protection begins the first day of the calendar month following the payment of the Cellular Wireless Telephone bill using the eligible checking account associated with your BaZing membership.
  2. Coverage is for the primary cell phone and up to two (2) secondary phones listed on the cellular billing statement.
  3. You will be assessed a $50 co-payment per claim.
  4. Maximum of two (2) claims per 12-month period; maximum benefit $400 per claim and $800 per 12-month period.
  5. If you fail to make a cell phone bill payment in a particular month, your protection is suspended. Coverage is reinstated the first of the month following the phone bill payment.
  6. Only cellular phones purchased by eligible checking account holders are eligible.
  7. Specific exclusions include pre-paid or “pay-as-you-go” phones, cosmetic damage that does not impact the phone’s ability to make or receive calls, damage resulting from abuse or normal wear and tear, phones not purchased from a cellular service provider retail store or authorized reseller or Internet store.

Requirements Information

  1. To submit a claim, you must notify BaZing by calling 855.822.9464 within 60 days of the phone being stolen or damaged. A claim form may be downloaded at or by calling BaZing.
  2. When submitting a claim you must provide the completed claim form and all required documentation noted on the claim form and in the Cellular Telephone Guide to Benefits as determined by the Benefit Administrator. Claims must be submitted within 90 days of damage or theft.
  3. To be eligible for this coverage, you must pay your cell phone bill from your eligible checking account associated with your BaZing membership.


Billshark helps you get the best rate from service providers for internet, cell phone, cable, satellite, home security, and more. Billshark can also find recurring subscriptions you no longer need and help with cancelation. PERKS members (through BaZing) receive preferred pricing for Billshark services, which will be reflected in the cart at sign-up. Billshark requires activation.

BaZing Fuel4

Earn rewards with BaZing Fuel to save at the gas pump. Get 10 cents per gallon just for activating and earn monthly rewards when you do the required debit card purchases from your BaZing checking account each month. Transactions must post and settle during each Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Also receive bonus rewards when the required number of additional transaction count is met. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. Earned monthly and bonus rewards are applied and eligible for redemption the first day of the month following the MQC. Redeem BaZing Fuel at participating Shell Stations. BaZing Fuel is limited to 20 gallons of fuel per purchase. Once you begin to dispense fuel using your BaZing Fuel, you must dispense to the 20-gallon limit or you forfeit any remaining rewards for the other gallons. Other restrictions may apply. Review the full terms and conditions before activating BaZing Fuel in the mobile app. Learn how to activate BaZing Fuel. 

Roadside Assistance5

This benefit provides roadside service for up to $80 per occurrence limit. There will be one occurrence for the same service during any continuous seven-day period and a maximum of four services per twelve-month period. Covered services include towing assistance, battery service, flat tire assistance, fuel, oil, fluid, water delivery, lock-assistance, collision assistance and extrication assistance. Refer to the Roadside Assistance Terms and Conditions at for a complete list of terms and conditions.

ID Theft Aid1,2

Personal Identity Theft1
Personal Identity Theft benefit offers reimbursement for covered expenses you incur to restore your identity, up to the maximum amount allowed for the product enrolled, as a result of a Covered Stolen Identity Event. Covered Stolen Identity Event means the theft or unauthorized or illegal use of your name, demand deposit account or account number, Social Security number or any other method of identifying you. Payment for Covered costs will be limited to costs incurred in the United States, its territories and possessions, Puerto Rico, or Canada for a loss occurring during the benefit period. Damages or loss of money from your checking account are not eligible for coverage. Refer to the Personal Identity Theft Guide to Benefits for a complete list of terms and conditions. The $5,000 lifetime benefit is divided equally among joint account holders.

Payment Card Fraud Resolution
If your payment cards become lost or stolen, this benefit offers access to a fraud specialist to assist you in canceling and reissuing your cards as well as guidance and next steps in protecting your finances. No monetary reimbursement is provided in the event of a loss.

Identity Restoration
Identity Restoration services provides access to a fraud specialist to guide victims of identity theft and other related fraudulent crimes through the complex process of restoring their personal identity, credit rating, financial security and legal integrity. Identity theft and other related crimes are devastating to consumers. This all-inclusive service fills a void by providing legal, financial and identity theft resolution services. No monetary reimbursement is provided in the event of a loss.

Buyer's Protection and Extended Warranty2

Buyer’s Protection and Extended Warranty will replace, repair, or reimburse you up to the original purchase price, less any shipping and handling charges, for purchases of items such as TVs, tablets, laptops, computers, Wi-Fi routers, printers, scanners and other computer peripherals, digital and video cameras, home theater systems, electronics, appliances, DVD and DVR players, mobile electronics, video game consoles...just to name a few.

To be eligible for Buyer’s Protection and Extended Warranty, the item must be purchased in its entirety using your BaZing related checking account. This protection is up to a maximum of $2,500 per occurrence and $50,000 per year for the first 180-days after purchase of the protected product. It also doubles the product warranty period up to one year. For additional terms and conditions about Buyer’s Protection and Extended Warranty, view the Guide to Benefits.

Travel Accidental Death Insurance2

This benefit covers loss of life due to an accident while traveling by licensed common carrier (airplane, bus, taxi, train) or as a private passenger in an automobile. If the accident is covered by workers’ compensation, it is not covered. Refer to the Travel Accidental Death insurance Guide to Benefits for complete coverage description and exclusions. $10,000 death benefit per eligible account holder.

Savings Network6

PERKS (through BaZing) offers a complete network of savings that provides you with both national and local discounts. So whether you’re planning that cross-country vacation or simply looking for dinner at a local restaurant, BaZing has something for you. To find deals near you go to and search by zip code, city and state or merchant under Local or Online Deals, or use the BaZing mobile app.

Health Savings Card

This benefit offers discounts and preferred pricing for prescriptions, eye care and hearing services at participating providers. A list of participating providers is available online at The discounts cannot be combined with your primary insurance. However, you may choose the coverage that provides the best benefit to you. Health savings benefits are not insurance.

The information in this benefits reference is designed to assist eligible account holders. If there is any conflict between the information in this document and the full terms and conditions outlined in the applicable Guide to Benefits or on the website, the full terms and conditions will control in all respects.

1 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions detailed in the Guide to Benefits. Maximum of $800 per year.


3 Billshark requires additional activation to begin.

4 You’ll receive a one-time activation reward of 10¢ per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of 10¢ per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count toward the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count toward a bonus reward of 10¢ per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You’ll continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.

5 Roadside Assistance covered service charges include: Towing assistance; Battery service; Flat tire assistance; Fuel, oil, fluid and water delivery service; Lock-out assistance; Collision assistance; and Extrication assistance.

6 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.

NOTE: Kasasa Cash is a registered trademark of Kasasa, Ltd. Registered in the U.S.A. Kasasa Tunes is a registered trademark of Kasasa, Ltd. Registered in the U.S.A., iTunes is a registered trademark of Apple Inc., is a registered trademark of, Inc., and Google Play is a registered trademark of Google, Inc. Apple Inc.,, Inc., and Google, Inc. are not participants or sponsors of this program.