Cash Back Checking

Cash Back Checking is an account that pays you back for using your BankFirst Mastercard® debit card. Swiping your card more earns you more cash back each month.1

Get Paid Just for Using Your Debit Card

This account is perfect for everyday purchases, because it puts cash back into your account each month depending on how many times you swipe. We'll boost your budget even more with refunds on ATM withdrawal fees, nationwide!2
  • $5 paper statement fee waived if enrolled in online statements4
  • Cash back each month based on how many times you swipe your debit card1
  • Refunds on ATM withdrawal fees, nationwide (up to $15 monthly)2
  • No minimum balance to earn cash back
  • Free Anywhere Banking Tools
  • Unlimited check writing
  • Direct deposit available3
  • $100 minimum deposit to open

Anywhere Banking Tools

A Cash Back Checking account comes with all the digital banking tools you'll need to bank from virtually anywhere. 

ATM Icon

ATM Fee Reimbursements

BankFirst debit cards come with ATM fee reimbursements nationwide!2

Swipe more, earn more

Earn up to $10 Cash Back Each Month

To earn cash back, swipe1 your card to spend at least $5 on your Cash Back Checking debit card 10 or more times during a statement cycle. After the first 10 swipes, get increasing amounts of cash back each month based on how many times you swipe your card to spend $5 or more.

# of Debit Card Swipes
(of at least $5.00 or greater post and clear per statement cycle)
Cash Back Earned
(and credited on the last day of your statement cycle)
9 or fewer $0.00
10-24 $1.00
25-49 $2.50
50-74 $5.00
75 or more $10.00

Pretty much, swipe more to earn more. Even if you don't swipe enough one month to earn cash back, you can get right back to earning cash back the very next month!


Build up your nest egg with a Savings account!

Piggy bank

Wealth Management

Let us help you plan your financial future.

Illustration showing wealth planning icons


Protect you, your loved ones and your finances.

illustration of tech with security symbols
The minimum to open an account is $100.00.
1 To earn cash back, swipe to spend at least $5 on your Cash Back Checking debit card 10 or more times during a “Statement Cycle.” Purchases must be made with the BankFirst debit card associated with the Cash Back Checking account. Transactions MUST post and clear to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and clear an account. Only debit card transactions processed by merchants and received by the bank as point-of-sale (“POS”) transactions count toward qualifying debit card transactions. Automated Teller Machine (ATM) processed transactions do not count toward earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first day of the month and ending on the last business day of the month. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and settle to the account holder's account.
2 Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $15 per month. ATM fee reimbursements will be credited to your account on the last day of your statement cycle. If you believe that you have not been reimbursed the correct amount, please contact us. We must hear from you within 30 days following the end of the Statement Cycle in which the reimbursement was applicable. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
3 Direct Deposits include payroll, Social Security, and other government benefits, and tax refunds.

4 $5 paper statement fee waived if enrolled in online statements (eStatements).