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Saver Savings

The perfect pairing to your BankFirst Interest Checking account.

Saver Savings is an interest bearing account linked to your Interest Checking account. Here's how it works: the interest and ATM withdrawal fee refunds* earned on Interest Checking are automatically transferred into Saver Savings every month.

But that's not all. Your Saver Savings balance earns 0.50% APY* on balances below $75,001.00 (0.15% APY on balances $75,001.00 and above), so you can sit back, relax, and watch your savings grow!


It's Easy to Earn Your Rewards

Qualifying for your Interest Checking rewards automatically qualifies you for the highest Saver Savings rate, too. To earn your rewards, just do the following transactions and activities in your Interest Checking account during each Monthly Qualification Cycle:

  • Have at least 20 POS (Point of Sale) debit card transactions that are $5.00 or greater post and clear per monthly qualification cycle (excluding ATM transactions).
  • Have at least a cumulative total of $500.00 in Direct Deposit(s) or have at least a cumulative total of $500.00 in Automatic Payment(s) post and clear per monthly qualification cycle.
Saver Savings Highlights
  • Account that builds your savings effortlessly
  • Links to Interest Checking account
  • Automatic transfers of Interest Checking account earnings
  • 0.50% APY* on balances up to $75,000.99
  • 0.15% APY* on balances over $75,000.99
  • 0.01% APY* if qualifications are not met on Interest Checking
  • No monthly service fee
  • Maintain minimum balance of only $0.01 in the account each day to earn APY
  • 6 free transfers/withdrawals per month; $2 debit item fee for withdrawals in excess thereafter
  • Free online banking Free mobile banking
  • Free online statements or $5 paper statement fee
  • Free telephone banking
  • Direct deposit available
  • $100 minimum deposit to open































































































*APY=Annual Percentage Yield. APYs accurate as of 03/29/2023 and may change at any time. Fees may reduce earnings. Limit one Saver Savings account per social security number. Must have an Interest Checking account to open a Saver Savings account and the Interest Checking account must remain open throughout the period that you hold the Super Savings account. Minimum to open an Interest Checking is $100 and minimum to open a Saver Savings account is $100. If Interest Checking qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during monthly qualification cycle will be reimbursed up to $15, credited to Interest Checking account on the last day of monthly statement cycle, then automatically transferred to the Saver Savings account the following banking day; (2) Interest earned in the Interest Checking account will be credited to Interest Checking on the last day of the monthly statement cycle, then automatically transferred to the Saver Savings account the following banking day, (3) Balances up to $75,000.99 in Saver Savings account will earn APY of 0.50%; and portion of balance over $75,000.99 will earn 0.15% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $10.00 or higher. Qualifying debit card transactions may take one or more banking days from the date the transaction was made to post and clear and may not be in a pending status at the end of the monthly qualification cycle to qualify. ATM transactions and transfers between accounts do not count as qualifying debit card transactions. Examples of qualifying direct deposits include: payroll, social security, tax refunds, and other government benefits. Refer to Interest Checking Truth-in-Savings disclosure for qualification details that must be met during each monthly qualification cycle. If Interest Checking qualifications are not met, interest earned in the account will not be transferred and all balances in the Saver Savings account will earn 0.01% APY. "Monthly Qualification Cycle" means a period beginning on the first day of the month and ending on the last business day of the month. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and clear to the account holder's account.