Hands holding a glass jar with coins with a plant sprouting from the top

Saver Savings + PERKS

The perfect pairing to your BankFirst Interest Checking + PERKS account.

Saver Savings + PERKS is an interest bearing account linked to your Interest Checking + PERKS account. When your linked Interest Checking + PERKS qualifications are met, your Saver Savings + PERKS balance earns 0.50% APY* on balances below $75,001.00 (0.15% APY on balances $75,001.00 and above).

Sit back, relax, and watch your savings grow! Plus, you get the PERKS of BaZing – all for only $6 a month.

It's Easy to Earn Your Rewards

Qualifying for your Interest Checking + PERKS rewards automatically qualifies you for the highest Saver Savings + PERKS rate, too. To earn your rewards, just do the following transactions and activities in your Interest Checking + PERKS account during each Monthly Qualification Cycle1:

  • Have at least 20 POS (Point of Sale) debit card transactions that are $5.00 or greater post and clear per Monthly Qualification Cycle (excluding ATM transactions)2.
  • Have at least a cumulative total of $500.00 in Direct Deposit(s) or have at least a cumulative total of $500.00 in Automatic Payment(s) post and clear per Monthly Qualification Cycle3.
Saver Savings Highlights
  • Account that builds your savings effortlessly
  • Links to Interest Checking + PERKS account
  • 0.50% APY* on balances up to $75,000.99±
  • 0.15% APY* on balances over $75,000.99±
  • Six free transfers/withdrawals per month; $2 fee for withdrawals in excess thereafter
  • Free online banking
  • Free mobile banking
  • Free online statements or $5 paper statement fee
  • Free telephone banking
  • Direct deposit available
  • $6 monthly fee for PERKS benefits

* APY=Annual Percentage Yield. APYs accurate as of 07/09/2023 and may change at any time. Fees may reduce earnings. Limit one Saver Savings + PERKS account per social security number. Must have an Interest Checking + PERKS account to open a Saver Savings + PERKS account and the Interest Checking + PERKS account must remain open throughout the period that you hold the Saver Savings + PERKS account. Minimum to open an Interest Checking + PERKS is $100 and minimum to open a Saver Savings + PERKS account is $100. Refer to Interest Checking + PERKS Truth-in-Savings disclosure for qualification details that must be met during each Monthly Qualification Cycle. ± If Interest Checking + PERKS qualifications are not met, all balances in the Saver Savings + PERKS account will earn 0.01% APY. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. 1 “Monthly Qualification Cycle" means a period beginning on the first day of the month and ending on the last business day of the month. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and clear to the account holder's account. 2 Qualifying debit card transactions may take one or more banking days from the date the transaction was made to post and clear and may not be in a pending status at the end of the Monthly Qualification Cycle to qualify. ATM transactions and transfers between accounts do not count as qualifying debit card transactions. 3 Examples of qualifying direct deposits include payroll, social security, tax refunds, and other government benefits. Example of qualifying automatic payments includes recurring payment of utility bills..