The perfect pairing to your BankFirst VIP Interest Checking + PERKS account.
VIP Saver Savings + PERKS is an interest bearing account linked to your VIP Interest Checking + PERKS account. When your linked VIP Interest Checking + PERKS qualifications are met, your VIP Saver Savings + PERKS balance earns 0.50% APY* on balances below $75,001.00 (0.15% APY on balances $75,001.00 and above).
Sit back, relax, and watch your savings grow!
Qualifying for your VIP Interest Checking + PERKS rewards automatically qualifies you for the highest VIP Saver Savings + PERKS rate, too. To earn your rewards, just do the following transactions and activities in your VIP Interest Checking + PERKS account during each Monthly Qualification Cycle1:
* APY=Annual Percentage Yield. APYs accurate as of 04/22/2026 and may change at any time. Fees may reduce earnings. Limit one VIP Saver Savings + PERKS account per social security number. Must have a VIP Interest Checking + PERKS account to open a VIP Saver Savings + PERKS account and the VIP Interest Checking + PERKS account must remain open throughout the period that you hold the VIP Saver Savings + PERKS account. Minimum to open a VIP Interest Checking + PERKS is $100 and minimum to open a VIP Saver Savings + PERKS account is $100. Refer to VIP Interest Checking + PERKS Truth-in-Savings disclosure for qualification details that must be met during each Monthly Qualification Cycle. ± If VIP Interest Checking + PERKS qualifications are not met, all balances in the VIP Saver Savings + PERKS account will earn 0.01% APY. Maintain a minimum balance of only $0.01 in the account each day to earn 0.01% APY. 1 “Monthly Qualification Cycle" means a period beginning on the first day of the month and ending on the last business day of the month. "Statement Cycle" means the period of time for which the bank provides a summary of the financial activities and transactions that post and clear to the account holder's account. 2 Qualifying debit card transactions may take one or more banking days from the date the transaction was made to post and clear and may not be in a pending status at the end of the Monthly Qualification Cycle to qualify. ATM transactions and transfers between accounts do not count as qualifying debit card transactions. 3 Examples of qualifying direct deposits include payroll, social security, tax refunds, and other government benefits. Example of qualifying automatic payments includes recurring payment of utility bills.
